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Powerball

American lottery game

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Powerball is an American lottery game offered by 21 states, the District of Columbia, Puerto Rico and the US Virgin Islands. It is coordinated by the Multi-State Lottery Association (MUSL), a nonprofit organization formed by an agreement with US lotteries. Powerball's minimum advertised jackpot is $40 million (annuity); Powerball's annuity is paid in 30 graduated installments or winners may choose a lump sum payment instead. One lump sum payment will be less than the total of the 30 annual payments because of the time value of money and also because one check for a much larger sum will be taxed at a greater rate than 30 checks each at a much lower sum will be taxed.

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Your brain on gambling: Why we keep betting even when the chips are down

Whether it's Powerball, Mega Millions, a roulette wheel or slot machine the Monte Carlo fallacy trips our brains into thinking we could be a winner.
USATODAY.com - Published

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