Goldman Sachs stresses that it decides who gets an Apple Card — after Apple's snub that it was 'created by Apple, not a bank'

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· *The slogan for Apple Card is "created by Apple, not a bank" — but Goldman Sachs decides who gets one, shoulders the risk of lending billions, and collects unpaid debts.*
· *"Whoever lays claim to the creation of the card, there's only one institution that's making underwriting decisions, and that's Goldman Sachs,"...