The Federal Reserve slashed interest rates yet again on October 30, in the third rate cut since late July.
To take advantage of the low Fed funds rate, consider consolidating credit-card debt.
It's also a great time to think about refinancing those onerous student loans.
And despite lower interest rates on savings accounts, it's always a good time to store money in a high-yield savings account.
Also, Business Insider reports mortgage rates on fixed-term loans are low compared to last year.