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JTS Mortgage Minute 6/2/20 - Low Mortgage Rates

Video Credit: WCBI - Published
JTS Mortgage Minute 6/2/20 - Low Mortgage Rates

JTS Mortgage Minute 6/2/20 - Low Mortgage Rates

Jeff Farnham of JTS & Co.

Mortgage Professionals tells us that mortgage rates have slid to near-record lows and will remain low for the foreseeable future.

This is excellent news if you want to refinance your existing mortgage or if you're looking for your dream home.

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Good morning, i'm jeff farnham.

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Mortgage rates slid to just above record lows.

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This is good news for those looking to refinance their home or for those wanting to purchase their dream home.

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According to freddie mac and the m-b-a, mortgage rates will potentially remain low for the near future.

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When refinancing your home's mortgage, you have a few options to consider.

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You can refinance your home to shorten the term, reduce the monthly payment or get out of mortgage insurance.

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Refinancing your home to a mortgage with a lower rate or shorter term could result in you saving thousands of dollars!

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Homeowners can take advantage of low rates and tap into their home's equity.

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With a cash-out refinance, you could use the equity to remodel and get the kitchen you've always wanted.

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A cash-out refinance is usually an option when it comes to remodeling.

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However, j-t-s and company has renovation loan options that you can take advantage of if your renovations are more extensive.

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Either way making such home improvements can increase the value of your home.

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School will be here before you know it, and equity gained from refinancing could help pay for college.

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If those options are not a priority, you could use the extra money and consolidate some debt.

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Maybe you have a high interest on your credit card you need to pay off.

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A cash-out refinance could pay off that balance and consolidate other debt if necessary.

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With the weather and months are heating up, your first impulse may be to let things cool off before starting your homebuying journey.

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However, the market is in full swing and now is the time to get your prequalification.

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Whether you are refinancing your existing home or purchasing a new one, you still must qualify.

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Having a prequalification will expedite the process when you are ready to make an offer.

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Sellers and their realtors tend to take a prequalified offer over one that isn't already prequalified.

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To fill out a prequalification app, you can visit our website at w w w dot j-t-s dash c-o dot com and click the pre- qualification button ?

One of our loan advisors will review your information and get back to you as soon as possible to review your options.

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J-t-s and company strives to be your lifetime mortgage advisor.

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We listen to our customers and offer a mortgage scenario that works best for your specific situation.

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Give us a call, and let j-t-s and company make homeownership easy for you!

Jts & co.




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