Are you ready to find your dream home or refinance your current mortgage?
JTS is a community leader with years of experience ready to put you in the home you always wanted.
Good morning, i?m jeff farnham 1.
According to a report by the data firm black knight, there are over 19 million?high- quality refinance candidates in the us.
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This number represents 43% of all 30-year mortgage holders.
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?high-quality?
Refinance candidates are defined as those with credit scores of 720 or higher, who hold at least 20% equity in their homes, are current on their mortgage payments, and could shave at least 0.75% off their existing mortgage by refinancing.
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This time last year, 11.7 million homeowners?were considered ?high quality?
Refi candidates.
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So, this number has gone up significantly, thanks to record- low mortgage rates.
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You may be one of the millions of homeowners who can lower their interest rate and cut down their monthly payments.
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Speak to one of our loan advisors today to see how much money you can save with refinancing.
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According to a recent fannie mae survey, 48% of consumer respondents believe now is a good time to buy a home and 59% believe it is a good time to sell.
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According to the mortgage bankers association, purchase mortgage applications experienced their 16th-straight week of year-over-year gains in early- september and remained 40% higher than the same week a year ago.
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Still, record- low rates are expected to push purchase mortgages this year to a 15-year high of $3 trillion.
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Is now a good time for you to buy a home?
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Call to speak with one of our loan advisors today.
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Are you wondering how you can increase the likelihood of your offer being accepted, even in a bidding war?
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While your first thought may be to outbid other buyers, there are other tactics you can use that have nothing to do with numbers.
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The first one is getting pre- qualified for a mortgage through jts & co.
Before you start looking at homes.
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With a pre- qualification letter in hand, it puts you in a better bidding position.
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Connect with a jts loan advisor today for your mortgage pre- qualification.
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Jts is your local mortgage advisor located right here in your community, that you can trust to handle all of your home loan needs, now and down the road.
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Visit our website or text jts at 33566 to get pre- qualified for your mortgage, or start your refinance process today.
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At jts & co., we want to form life- long relationships with our clients.
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Whether you are a first-time homebuyer, refinancing, or purchasing an investment property, we can match you with the mortgage that makes the most sense for your situation.
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We are local, trusted, and experienced.
Thank you for joining me today, be sure to tune in next week!
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