Americans are notoriously poor savers, but that doesn't stop finance experts from urging people to have a 3-6 month emergency fund.
According to Business Insider, that goal can seem unrealistic for many people.
However, there are a number of steps you can take to get there, slowly but surely.
First, figure out where your money is going on a monthly basis.
Then, find ways to cut those costs and save the difference.
Second, put any extra money you receive, through gifts, refunds, rebates, or bonuses you receive, towards your stash.
Third, work on developing one or more side hustles.
From selling your stuff on Facebook Marketplace to pulling extra shifts, money is out there to be had.
Finally, once you reach your goal, don't touch it!
Define what an emergency really is for you, and only use it then.