Five things you need to know today, and a very American kind of genius

Good morning, Cincinnati! And happy Labor Day. I know we're supposed to treat everyday like its own special jewel, but I'm looking at it a different way: There are now only 123 days until 2020 is over! Tick-tock-tick-tock. Here are the five most important things you need to know to help start your busy business day: Tom Demeropolis reports the former Provident Bank headquarters on Fourth Street downtown has been transformed into 161 apartments. And check out the photos. Small business owners,…