How to increase your credit score quickly

A high credit score helps you qualify for the best loan rates and terms, whether you’re shopping for a mortgage, home equity line of credit (HELOC), car loan or other personal loans. You'll also qualify for the best rewards programs, travel points and cash-back offers when you apply for a credit card. Better rates and terms mean more money in your pocket to spend, save, or invest, so it pays to have the highest credit score possible. These tips can help if you need to boost your credit score quickly.